Find answers to common questions about debt relief, our services, and the path to financial freedom. Can't find what you're looking for? We're here to help.
Most clients can begin within 48 hours of signing up. We'll schedule your free consultation, gather your financial information, and have your personalized freedom plan ready in 1-3 business days. Our streamlined onboarding process ensures you can start your debt elimination journey without delay.
You'll need basic personal information, details about your debts (balances, interest rates, minimum payments), income information, and your monthly budget. Our secure system protects all your data, and our certified advisors will help you organize everything during your consultation.
Absolutely. We use bank-level 256-bit SSL encryption and comply with all federal data protection regulations. Your information is never shared with third parties without your explicit consent, and our systems undergo regular security audits to ensure maximum protection.
We specialize in credit card debt, medical bills, personal loans, student loans, and collections accounts. We also provide guidance on mortgage refinancing and auto loan optimization. Our comprehensive approach addresses all forms of unsecured debt to create a complete financial freedom plan.
Unlike traditional debt settlement companies that use aggressive tactics, we focus on sustainable financial education, AI-powered optimization, and behavioral coaching. We don't just reduce debt - we teach long-term financial freedom through proven strategies, credit improvement, and wealth-building techniques.
Our proprietary AI analyzes 50+ variables including your debt structure, payment capacity, credit profile, and market conditions to create the most efficient payoff strategy. It continuously monitors for rate reduction opportunities, optimal payment timing, and credit limit increase possibilities to maximize your savings.
We charge a one-time setup fee of $75 and a monthly service fee of $79. This is significantly less than what most clients save in their first month alone through our rate negotiations and optimization strategies. Many clients recoup their entire investment within the first billing cycle.
No long-term contracts required. You can cancel at any time with no penalties or hidden fees. However, 94% of our clients stay with us until they achieve complete financial freedom because they see measurable results from day one and value our ongoing support.
Yes, we offer a 30-day satisfaction guarantee. If you're not completely satisfied with our service within your first month, we'll provide a full refund of all fees paid. We're confident in our ability to deliver results and want you to feel secure in your investment.
Initially, there may be a small temporary dip as we restructure your accounts and optimize your credit utilization. However, our clients typically see a 150+ point increase in their credit scores within 12 months of starting our program. We focus on long-term credit health and provide ongoing credit monitoring and improvement strategies.
Most clients achieve debt freedom 2-3 times faster than they would on their own. The exact timeline depends on your debt amount, income, and commitment level. Our AI provides accurate projections during your consultation, with most clients seeing complete elimination within 18-36 months.
Our clients save an average of 30-60% on interest payments through our negotiation and optimization strategies. Total savings typically range from $10,000 to $50,000+ depending on your starting debt amount. We provide detailed projections during your free consultation.
You'll have access to certified debt counselors, financial coaches, and our 24/7 customer support team. We provide monthly progress reviews, strategy adjustments, ongoing education resources, and emergency financial guidance whenever you need it.
You can reach our support team at +1 (833) 828-1346, email us at [email protected], or use the live chat feature on our website. Our team is available Monday-Friday 8 AM to 8 PM EST, with emergency support available on weekends.
Yes! Our comprehensive financial education platform includes budgeting courses, credit improvement strategies, investment basics, and wealth-building techniques. All clients receive free access to our online learning center, webinars, and personalized coaching sessions.
Our expert team is ready to provide personalized answers and guide you toward financial freedom.
