Join over 2 million people who've eliminated $12 billion in debt with our science-backed, AI-powered financial freedom system. Your journey starts now - zero judgment, maximum results.
Rated 4.9/5 by 45,000+ customers ⭐⭐⭐⭐⭐
Enter your debt details to instantly calculate your personalized payoff plan with savings projections.
We've helped thousands break free using our proven 5-phase methodology. Here's what your journey looks like:
We conduct a comprehensive analysis of your debts, income, spending patterns, and credit profile. No stone left unturned.
Our AI engine generates 3-5 optimized payoff strategies tailored to your goals, risk tolerance, and lifestyle.
We negotiate with creditors, consolidate accounts, and implement rate reductions - often saving clients 30-60% on interest.
With optimized terms and our proprietary payment sequencing algorithm, you'll pay off debt 2-3x faster than before.
Once debt-free, we transition you to wealth creation with automated savings, investment strategies, and credit optimization.
Unlike generic debt advice, our approach combines behavioral science, financial engineering, and cutting-edge technology.
Our certified coaches address the psychological patterns behind debt, helping you build sustainable financial habits.
Our proprietary algorithm analyzes 50+ variables to create your optimal payoff sequence and timing.
With 92% success rate, our specialists reduce interest rates, waive fees, and restructure payment terms.
Our app automates payments, tracks progress, and alerts you to optimization opportunities in real-time.
These aren't hypothetical examples - these are actual clients who've transformed their financial lives.
"I was drowning in medical debt after my accident. DebtBustersUSA created a plan that worked with my irregular income as a freelancer. I'm finally free and starting my own business!"
Now building her dream bakery with a $20,000 startup grant.
"As a physician with $112K in student loans and credit card debt, I thought I'd be paying forever. DebtBustersUSA showed me how to use my bonuses strategically. I'm now investing in real estate."
Purchased his first investment property 6 months after becoming debt-free.
"After my divorce, I was overwhelmed with joint debt. DebtBustersUSA helped me understand my rights, negotiate fair splits, and create a plan I could actually follow as a single mom."
Took her daughters on their first vacation in 5 years to celebrate.
"As a teacher, I never thought I'd be debt-free. DebtBustersUSA showed me how to use the snowball method effectively. Now I'm saving for my dream home."
Planning a home purchase in the next 6 months.
"After my business failed, I was devastated by the debt. DebtBustersUSA helped me restructure and taught me financial discipline. I've now started a new business!"
Launched a successful e-commerce store 4 months after becoming debt-free.
"I was stuck in the credit card cycle. DebtBusters' balance transfer strategy saved me thousands in interest. I'm now building an emergency fund."
Has $15,000 in savings and improving credit score.
True freedom isn't just about eliminating debt - it's about building a resilient, thriving financial life.
Free courses and tools to build 800+ credit scores and access the best rates.
Specialized coaching to become mortgage-ready within 12-18 months.
Strategies for couples, parents, and blended families navigating money together.
Salary negotiation training and side-hustle optimization to increase cash flow.
Backed by data, driven by results, and committed to your success. Here's what our journey looks like at scale.
Take our 3-minute financial assessment and receive a personalized freedom plan - complete with payoff timeline, savings projection, and first-step recommendations. No cost, no obligation.
Start My Free Assessment100% confidential • No credit check required • Used by 450,000+ people this month
Get answers to the most common questions about our debt relief programs and financial freedom journey.
Most clients can begin within 48 hours of signing up. We'll schedule your free consultation, gather your financial information, and have your personalized freedom plan ready in 1-3 business days.
Initially, there may be a small dip as we restructure your accounts, but our clients typically see a 150+ point increase in their credit scores within 12 months of starting our program. We focus on long-term credit health.
We specialize in credit card debt, medical bills, personal loans, student loans, and collections. We can also help with mortgage and auto loan refinancing options.
We charge a one-time setup fee of $75 and a monthly service fee of $79, which is significantly less than the average client saves in the first month alone. Many clients recoup their investment in the first billing cycle.
No. You can cancel at any time with no penalties. However, 94% of our clients stay with us until they achieve complete financial freedom because they see results from day one.
Unlike traditional debt settlement companies that use aggressive tactics, we focus on sustainable financial education, AI-powered optimization, and behavioral coaching. We don't just reduce debt-we teach financial freedom.
